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Top Homeowners Legal Network

homeowners legal resource Network

FORECLOSURE ATTORNEYS

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 Don't let banks take your home. Best attorney representation and defense for your home. 100% saved and helped homes - 1000 clients. You have home owner rights in CA. Call NOW.  

BANKRUPTCY ATTORNEYS

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 Affordable Payment Plans & Fast Filings Available - Speak To A Bankruptcy Attorney Today. Over 500 Bankruptcy Cases Handled - Schedule A Free Consultation - Call Now. Speak To An Attorney. Free Consultation. 

HOMEOWNERS INSURANCE ATTORNEYS

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Proven Track Record. Unique Experience. Personal Attention. Call Today! Super Lawyers. AV Peer Review Rated. Best Law Firms U.S. News. Free Initial Consultation. Exceptional Results. 25+ Years Of Experience. $1 Billion In Recoveries.

TAX DEBT RELIEF

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 Fast and Affordable Tax Relief Solutions. Get a Free Tax Debt Consultation Now! Help Solve Tax Problems. Nationwide Representation from our legal network . Help Settle $10k+ Debt. CTEC Certified. 

LOAN MODIFICATION

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 If you’re thinking about applying for a loan modification, you’ll need to decide if it is worth paying for an attorney to help you with the process. While you have every right to apply for a modification on your own, in some instances—say you need help understanding your legal rights Our legal network can help

REVERSE MORTGAGE

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Compare the Best and Worst Reverse Mortgage Lenders In The Nation Today. Get a Free Information Kit, Reverse Mortgage Calculator and Consumer Guide! Top Companies Rated. Independent Reviews. Free Information Kit. Free Consumer Guide all from our legal network

HAVE YOU RECEIVED A NOD?

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Notice Of Default

It's a notice to the Homeowner stating that he or she has not made the required payment to the lender by the pre-determine deadline. THIS IS THE 1ST LEGAL DOCUMENT REQUIRE TO BE ISSUED  WHEN YOU FALL BEHIND ON YOUR PAYMENTS!  THIS IS THE BEST TIME TO CALL OUR LEGAL NETWORK FOR YOUR FREE CONSULTATION WITH OUR FORECLOSURE PREVENTION ATTORNEYS 

Homeowners Tip #1 Once the Notice Of Default is recorded the Lender must wait 90 Days to move forward in the foreclosure

Notice Of Trustee Sale

The NTS is the Second Step in the Lender Foreclosing on your property. This is a filing by notice announcing a Public Auction. This will then trigger the Sales Data of the property to be release to the public.   *If your receiving calls this is why! It's time to speak with a foreclosure prevention attorney

. from our legal network

Receiving A (NOD) OR (NTS) Doesn't mean you cant stop the Foreclosure

If you have received a Nod or Nts  and or believe one is forthcoming contact an agent right away for your free consultation so we can discuss with you foreclosure prevention , your options and the programs that maybe available to you.

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A Team Of Responsive Mortgage Foreclosure Lawyers

WE HAVE THE Top Trial Attorneys

 Thanks to our clients, we have been able to successfully fight against Banks, fraudulent Real Estate individuals and others who have defrauded or who have taken advantage of others throughout the country.  

WE ARE READY TO FIGHT FOR YOUR HOME AND YOUR RIGHTS.

Find the Best Mortgage Foreclosure Attorney In Your Local Area

Our legal network services Include

 

  • Review Your Real Estate Situation & Develop A Legal Strategy For You
  • We Treat Each Client With Compassion & Respect
  • Judicial Foreclosures (Plaintiffs and Defendants)
  • Predatory Lending Violations
  • Foreclosure Prevention Consultants Violations
  • Home Equity Purchases (while in default) Violations
  • Stop Mortgage Fraud
  • Enforcing A Judgment
  • Surplus Funds & Interpleaders

We have a long history of solving legal battles for our clients & helping them save their homes


 

Predatory mortgage lending, according to the office of inspector general of the FDIC, is “imposing unfair and abusive loan terms on borrowers.”

Our Attorneys fight on behalf of home owners against lenders.

Our Lawyers initiate the most feasible action on an individual bases and provide the best possible solution to help save your home!

ATTENTION

 

Want to Modify your mortgage down to as low as 2%

We have a legal network of Attorneys that specialize in  residential loan modifications through various US Government programs 

Including: HAMP, HARP, NACA, Save Your Home California, Flex loan modification program and FHA loan Hardship modification. We have Planned out strategies for foreclosure prevention. 

This proven strategy can be applied to 99% of distressed homeowners requesting loan modification from Servicers

 The legal foreclosure process generally can't start during the first 120 days after you're behind on your mortgage. 

first step is to speak with a credit consultant to get a projection of what can be done in the modification time-frame .

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our goal is to help you secure your home

Know Your Options

If you’ve fallen behind on your mortgage payments and a foreclosure sale is looming in the very near future, you might still be able to save your home. You can potentially file bankruptcy, apply for a loan modification or apply for a home equity loan, or file suit against the foreclosing party (the "bank") to possibly stop the foreclosure entirely, or at least delay the process. 

 

 

If you fail to make your home mortgage payments, foreclosure may occur. Foreclosure is the legal means that your lender can use to repossess (take over) your home. When this happens, you must move out of your house. If your property is worth less than the total amount you owe on your mortgage loan, a deficiency judgment could be pursued. If that happens, you not only lose your home, you also would owe your lender an additional amount. Both foreclosures and deficiency judgments could seriously affect your ability to qualify for credit in the future. Below are some tips on avoiding foreclosure.

1. Don't ignore the problem.
The further behind you become, the harder it will be to reinstate your loan and the more likely that you will lose your house.

2. Contact your lender as soon as you realize that you have a problem.
Lenders do not want your house. They have options to help borrowers through difficult financial times.

3. Open and respond to all mail from your lender.
The first notices you receive will offer good information about foreclosure prevention options that can help you weather financial problems. Later mail may include important notice of pending legal action. Your failure to open the mail will not be an excuse in foreclosure court.

4. Know your mortgage rights.
Find your loan documents and read them so you know what your lender may do if you can't make your payments. Learn about the foreclosure laws and timeframes in your state (as every state is different) by contacting the State Government Housing Office.

5. Understand foreclosure prevention options.
Valuable information about foreclosure prevention (also called loss mitigation) options can be found on the internet at www.fha.gov/foreclosure/index.cfm.

6. Contact a HUD-approved housing counselor.
The U.S. Department of Housing and Urban Development (HUD) funds free or very low cost housing counseling nationwide. Housing counselors can help you understand the law and your options, organize your finances and represent you in negotiations with your lender if you need this assistance. Find a HUD-approved housing counselor near you or call (800) 569-4287 or TTY (800) 877-8339.

7. Prioritize your spending.
After healthcare, keeping your house should be your first priority.  Review your finances and see where you can cut spending in order to make your mortgage payment. Look for optional expenses-cable TV, memberships, entertainment-that you can eliminate. Delay payments on credit cards and other "unsecured" debt until you have paid your mortgage.

8. Use your assets.
Do you have assets -- a second car, jewelry, a whole life insurance policy -- that you can sell for cash to help reinstate your loan? Can anyone in your household get an extra job to bring in additional income? Even if these efforts don't significantly increase your available cash or your income, they demonstrate to your lender that you are willing to make sacrifices to keep your home.

9. Avoid foreclosure prevention companies.
You don't need to pay fees for foreclosure prevention help -- use that money to pay the mortgage instead. Many for-profit companies will contact you promising to negotiate with your lender. While these may be legitimate businesses, they will charge you a hefty fee (often two or three month's mortgage payment) for information and services your lender or a HUD-approved housing counselor will provide free if you contact them.

10. Don't lose your house to foreclosure recovery scams!
If any firm claims they can stop your foreclosure immediately if you sign a document appointing them to act on your behalf, you may well be signing over the title to your property and becoming a renter in your own home! Never sign a legal document without reading and understanding all the terms and getting professional advice from an attorney. for more information call us!

Information on foreclosure

Information on foreclosure

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